The Rivers Way
Danny Rivers reflects on his true calling.
Wisdom is the principal thing; therefore get wisdom: and with all your getting, get understanding.
Proverbs 4:7
We have to get risk right. If we have any hope of getting anything else right, we have to get risk right. And we have to get risk right, first.
- Danny Rivers
It all starts with risk
Our Investment Philosophy
We focus on getting risk right. Most advisors try to sell performance. To attract a client, they talk about how much more they can make than the other guy. I spend more time talking about risk. How much risk is acceptable to you? How much risk is in the market right now? How do we mitigate that risk? How much risk are the managers taking? We measure risk on an ongoing basis with Riskalyze by Nitrogen.
Risk Comes in Three Forms
1.
The Risk You're Personally Comfortable with
2.
The Risk Present in the Market
3.
The Actual Risk in your Portfolio and Each of its Investments
We use specialized tools to assess all three, so we can align your plan with the right level of risk - for you.
Our Services
Financial Planning
Retirement
Confidence in your future with a plan for income, savings, timing, and strategies that work for you.
Investments
Legacy Planning
Our Process
How We Work With You
We have a unique process that truly starts with a relationship first. So, when I meet with you for the first time, I will request that you NOT bring any investment statements. Before we dive into financials, let’s find out if there is a foundation for a long-term friendship.
- Danny Rivers
1. The first meeting has two goals: Social and Educational. Let’s get to know each other. Tell me your story. What’s important to you? What values do you hold dear?
Next, I’ll explain our investment style and process. I’ll teach some of our core beliefs that influence how we manage money. I believe you will find it very educational.
TAKE A BREATH. Before we move to Step 2, it’s time to take a break. Pray, reflect. Think of questions. And then decide if we should have a second meeting.
-Danny Rivers
2. Our second meeting is called Discovery because that’s when you will need to bring all relevant financial information. We’ll see where you are and talk about where you want to be.
This is also when we introduce our risk assessment technology. To get risk right, we have to discover together your comfort level (and discomfort level) for fluctuations in value. This lays the foundation for everything we do in managing your money.
3. After I have had the opportunity to study what you have shared in the first two meetings, and if I think we can add value, we meet again to introduce solutions and recommendations.
TAKE A BREATH. Take all the time you need between Step 3 & Step 4. We’ll meet again, if necessary, to answer questions you may have. We are not in a hurry.
-Danny Rivers
Guidance
Support
Faith
With a blend of wisdom and compassion, we stand out as a financial paraclete that not only offers expert guidance but also understands the lasting personal impact of financial decisions.
- Danny Rivers
Why Choose Rivers investment Group?
We believe that true wealth management is more than just managing dollars, commas, and numbers. It’s about providing the right guidance, offering personal support, and serving with faith. We are committed to walking alongside you, helping you navigate financial decisions with wisdom, compassion, and purpose.